watch the webinar recording: All about renovations - Maximize your next renovation, refinance, or appraisal!

First time home buyer

Survival Guide

play

    You’ve dreamed about it and now you’re ready to make the biggest financial decision of your life! Whether you are recently graduated, just married or simply tired of throwing your money away every month on rent, The Green Mortgage Team is here to answer your questions.

    We work for YOU, not the banks or other lenders. This means you get unbiased advice.

Download our First time home owner survival guide

Why Home Ownership?

Two out of three Canadian families own a house – that’s one of the highest rates of home ownership in the world, and for good reason, as real estate is a great investment. With increasing housing prices, it’s even more important for first-time buyers to get a foot on the first rung of the property ladder.

Check out the advantages of becoming a home owner below.

Did you know... 

Homeownership is the single largest source of savings for Canadian households.

Your payments build equity. (as opposed to renting, where your money goes to the building owner)

Homeowners can use the equity in their homes as security for other loans.

  • Here are the main reasons to work with Mortgage Brokers & The Green Mortgage Team

Mortgage Brokers work for you, for free. Brokers are paid a “finder’s fee” by the lender. Can you think of another business in which you have a professional that works for you for no charge?

We work with over 60 different lenders, many of which are major banks.

No more negotiating. Mortgage brokers receive a lenders’ top discounted rates automatically, so you are guaranteed the best rate for your situation. 

Brokers are unbiased. We care about getting you a mortgage that works best for you! Do you think your bank will tell you that their competitor across the street has a better rate than they do?

Brokers only pull your credit once. If you were to shop over 60 different lenders on your own, on top of the time spent, it would also negatively impact your credit rating. Although a few inquiries are okay, having multiple inquiries over a short period of time can have a large negative impact on your credit rating. We only need to pull your score once!

We answer our phones. We understand how important your home purchase is to you, and make sure that we make ourselves available when you need us. We’re here for you!

Did you know... 

Unlike other investments that can be volatile, when you buy a home the increase in its value is relatively steady. The average price of a house for sale on the Canadian real estate market has increased every year since 1998.

The return on investment for a house can be substantial. In Canada, there has not been a recorded 10 year period where average house prices have not increased.

Buying a home and building equity is the first step of the property ladder. It gets you into the housing market, keeps you in touch with increasing home prices, and puts you in a good position to trade up to bigger and better homes as your circumstances allow.

Get your first time home buyer survival guide below

' createdAt: new Date() });

 

Copyright 2020 Green Mortgage Team. All rights reserved.