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Investing in real estate

Investing in your future

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Two out of three Canadian families own a house – that's one of the highest rates of home ownership in the world. And for good reason; real estate is a great investment. About 80% of millionaires made their first million in real estate! Real estate investments are generally less volatile than stock markets, and there is a finite amount of land on the planet. Download our real estate investment guide below to learn more about real estate investment opportunities in Vancouver.

download our Investor guide

why Invest in real estate?

There are 3 pillars that determine your real estate return:

Cashflow

1 - 4 % return

Mortgage Paydown

7.5 - 9% return

Appreciation

15%  return

A typical real estate investment can easily produce a return of 15% - 25% depending on the appreciation and the mortgage paydown (these are generally the two that recognize the highest returns). There aren’t a lot of investments that can say they generate these kinds of returns, especially with relatively low risk (if done right!). If you don’t own your own home yet, this is where you will want to start if you haven’t already. It is advised that you read our Home Buyer Guide to learn more about buying your first home.

What are some of the advantages of owning real estate today?

Homeownership is the single largest source of savings for Canadian households
Your payments build equity (as opposed to renting, where your money goes to the building owner)
Homeowners can use the equity in their homes as security for other loans

  • Here are the main reasons to work with Mortgage Brokers & The Green Mortgage Team

Mortgage Brokers work for you, for free. Brokers are paid a “finder’s fee” by the lender. Can you think of another business in which you have a professional that works 100% for you for free?

We work with over 60 different lenders, many of which are major banks.

No more negotiating. Brokers are offered lenders’ top discounted rates automatically, so you get the best rate right away when working with a Broker.

Brokers are unbiased. We care about getting you a mortgage that works best for you! Do you think your bank will tell you that their competitor across the street has a better rate than they do?

Brokers only pull your credit once. If you were to shop 60 different lenders on your own, on top of the time spent, it would also negatively impact on your credit rating. Although a few inquiries are okay, having multiple inquiries over a short period of time can have a large negative impact on your credit rating. We only need to pull your score once!

We answer our phones. We understand how important your home purchase is to you, and make sure that we make themselves available even after regular business hours. We’re here for you!

Did you know... 

Unlike other investments that can be volatile, when you buy a home the increase in its value is relatively steady. The average price of a house for sale on the Canadian real estate market has increased every year since 1998
The return on investment for a house can be substantial. In Canada there has not been a recorded 10 year period where average house prices have not increased
Buying a home and building equity is the first step on the property ladder. It gets you into the housing market, keeps you in touch with increasing home prices, and puts you in a good position to trade up to bigger and better homes as your circumstances allow

Get your Investor Guide below

 

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